I have always had a lot of respect for John C. Bogle, founder of Vanguard Funds. I consider his book The Battle for the Soul of Capitalism well worth reading. He defines problems with Corporate America, Investment America and Mutual Fund America – and talks about causes and solutions.

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I have always had fun with acronyms. Most people know CYA to mean something that I won’t spell out here. For my purposes, I’d like to redefine this acronym as “Challenge Your Assumptions.”

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